Cards from apps like Chime, Cash App, Venmo, and others may work for a one-time payment but cannot always be saved for later use. This happens because each card is issued by a different bank, and those banks follow their own rules for security and storage.
Who Issues These Cards?
Fintech apps partner with licensed banks to issue their cards. Different partner banks may allow or block card saving (tokenization) depending on their risk and fraud policies.
| App / Brand | Issuing Bank |
|---|---|
| Chime | The Bancorp Bank, N.A. or Stride Bank, N.A. |
| Cash App (Cash Card) | Sutton Bank |
| Venmo / PayPal (Debit) | The Bancorp Bank, N.A. |
| Varo | Varo Bank, N.A. |
| Current | Choice Financial Group |
| GO2bank / Green Dot | Green Dot Bank |
| Revolut (U.S.) | Metropolitan Commercial Bank |
| SoFi Money / Checking | SoFi Bank, N.A. (legacy: The Bancorp Bank) |
⚠️ What May Not Work
Saving the card for future use (called tokenization) can fail for some fintech cards. This happens when the issuing bank or the card network (Visa or Mastercard) doesn’t allow reusable payment tokens for that specific card type. It’s not a problem with your account or the payment system — it’s a restriction set by the card issuer for security reasons.
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