Here is a list of Fintech partnerships that most lenders want to void….unless they’re already your customer. Payment history trumps their bank account, in our humble opinion.
| Bank Name | Routing Number | Categorization | Fintech Brands |
|---|---|---|---|
| Blue Ridge Bank, N.A. | 051402372 | Banking-as-a-Service Partner | Various fintech partners |
| Choice Financial Group (Choice Bank) | 091302966 | Banking-as-a-Service Partner | Current, Lili, Qube, Mercury |
| Cross River Bank | 021214273 | Banking-as-a-Service Partner | Affirm, Stripe, Coinbase |
| Customers Bank | 031302971 | Banking-as-a-Service Partner | BankMobile, T-Mobile MONEY |
| Evolve Bank & Trust | 084106768 | Banking-as-a-Service Partner | Affirm, Dave, Marqeta |
| FinWise Bank (Utah) | 124303227 | Banking-as-a-Service Partner | Upgrade, Prosper, Petal |
| Lincoln Savings Bank (Iowa) | 073923033 | Banking-as-a-Service Partner | MoneyLion, Acorns, Qapital, M1 Finance, Cash App |
| MVB Bank, Inc. (West Virginia) | 051504597 | Banking-as-a-Service Partner | Credit Karma Save |
| Piermont Bank (NY) | 026015053 | Banking-as-a-Service Partner | Various fintech partnerships |
| The Bancorp Bank, N.A. | 031101279 | Banking-as-a-Service Partner | Chime, SoFi Money, Venmo |
| Thread Bank (Tennessee) | 064208216 | Banking-as-a-Service Partner | Various fintech partnerships via Unit |
| WebBank (Utah) | 124384589 | Banking-as-a-Service Partner | Bill Me Later (PayPal Credit), Klarna, Avant |
| Coastal Community Bank | 125108405 | Fintech Program / Digital Bank | Aspiration, One Finance |
| Community Federal Savings Bank (CFSB) | 026073150 | Fintech Program / Digital Bank | Wise (TransferWise) |
| First Bank & Trust (Brookings, SD) | 091408501 | Fintech Program / Digital Bank | T-Mobile MONEY |
| LendingClub Bank (formerly Radius Bank) | 011306531 | Fintech Program / Digital Bank | Aspiration, Level, Prosper |
| Metropolitan Commercial Bank (NY) | 026013356 | Fintech Program / Digital Bank | BitPay, Crypto.com |
| NBKC Bank (National Bank of KC) | 101014869 | Fintech Program / Digital Bank | Betterment, Joust, Truebill |
| Signature Bank (defunct 2023) | 026013576 | Fintech Program / Digital Bank | Signet crypto payment platform |
| Silvergate Bank (defunct 2023) | 122287554 | Fintech Program / Digital Bank | Silvergate Exchange Network (crypto) |
| Stride Bank, N.A. (Oklahoma) | 103100195 | Fintech Program / Digital Bank | Chime, DoorDash DasherDirect |
| Axos Bank (formerly BofI Federal Bank) | 122287251 | Prepaid Card Program | H&R Block Emerald Card, Netspend |
| Axiom Bank, N.A. (formerly Urban Trust) | 041215663 | Prepaid Card Program | Third-party prepaid debit programs |
| Central Bank of Kansas City | 101003621 | Prepaid Card Program | My529 prepaid cards |
| First Century Bank, N.A. | 061120084 | Prepaid Card Program | Self (Credit Builder) |
| Green Dot Bank | 124303120 | Prepaid Card Program | Walmart MoneyCard, Wealthfront |
| Lead Bank (Missouri) | 101019644 | Prepaid Card Program | Self (Credit Builder) |
| Pathward, N.A. (formerly MetaBank) | 073972181 | Prepaid Card Program | Netspend, various payroll cards |
| Republic Bank & Trust Co. (Kentucky) | 083001314 | Prepaid Card Program | Netspend, tax refund prepaid cards |
| Republic Bank of Chicago | 071001180 | Prepaid Card Program | Insight Visa Prepaid Card |
| Sunrise Banks, N.A. (Minnesota) | 096001013 | Prepaid Card Program | Self, TrueConnect |
| Sutton Bank (Ohio) | 041215663 | Prepaid Card Program | Robinhood Cash Card, Cash App |
| TAB Bank (Transportation Alliance Bank) | 124384657 | Prepaid Card Program | Bill Me Later |
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051402372, 091302966, 021214273, 031302971, 084106768, 124303227, 073923033, 051504597, 026015053, 031101279, 064208216, 124384589, 125108405, 026073150, 091408501, 011306531, 026013356, 101014869, 026013576, 122287554, 103100195, 122287251, 041215663, 101003621, 061120084, 124303120, 101019644, 073972181, 083001314, 071001180, 096001013, 041215663, 124384657
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