Auto ACH

Intro XL for automating the ACH file times for payments are typically (all CST times):

  • 5pm
  • 6:30pm (fail safe) – Hypothetically, this will be empty and will not go out.

For ACH funding the regular files are sent at 6:50pm CST (7:50pm EST).

If same-day is turned on, the automated file goes out at 11:45am, 1:15pm and 2pm CST.

Please contact us (Help > Support Ticket), to turn this on.  Once it’s on, go to Processing > Create ACH, you will see what’s on “Auto”.  If there are payments you want to over-ride and send, you just add them to the “que”.   Here are the rules with “Auto”.  To view ALL “auto” and “scheduled” payments, use the Auto Schedule Report.
  • The primary repayment method must be set to “ACH” on the loan.
  • The payment is scheduled for tomorrow.  If the payment date or “scheduled” the ACH, it will use that date instead.
  • The loan must not have a writeoff date.  If you want to ACH a writeoff account, you need to schedule it using the “que”.
  • You can determine how many R01 (NSF) before the auto is turned off.  We recommend 2 and this is in a row  (for these you have to place the payment in the “que”).
  • The loan can not have a “Closed” or “Stop Payment” return code.  To restart the auto ach, a successful ACH payment must be scheduled.  The user would need to place the payment in the “que”.
  • Customer must have a routing # and a bank account number.
  • Customer profile must not have “Block ACH” set.

Was this article helpful?

Related Articles

Leave A Comment?

This site uses Akismet to reduce spam. Learn how your comment data is processed.