In today’s competitive financial landscape, loan management software is no longer a luxury, but a necessity. For financial institutions, credit unions, banks and aleternative lending, these digital solutions optimize the entire loan lifecycle, from origination to servicing and collections, leading to increased efficiency, reduced errors, and a better borrower experience. […]
Two Roads to Ending the CFPB’s Unaccountable Power: Defunding Through Reform
For too long, the Consumer Financial Protection Bureau (CFPB) has operated as an unelected agency with a guaranteed operational budget—funded directly through quarterly transfers from the Federal Reserve as established by the Dodd–Frank Act. This funding structure was designed to insulate the CFPB from political pressures, but critics argue that […]
Eleventh Circuit Overturns FCC’s 1:1 Consent Rule at the 11th Hour
On January 24, 2025, the Eleventh Circuit made a landmark decision by vacating the FCC’s “one-to-one” consent requirement for marketing calls and texts under the Telephone Consumer Protection Act (TCPA). This ruling has significant implications for businesses and marketers, as it reaffirms the traditional interpretation of “prior express consent” under […]
COMMON SENSE TIPS TO STAYING COMPLIANT WITH THE NEW TCPA RULES
To comply with the new rules implemented by the Federal Communications Commission (FCC), businesses, particularly those in advertising, telemarketing, and lead generation, should take several common-sense steps: Review and Update Consent Procedures: Ensure that prior express written consent is obtained on a “one-to-one” basis, authorizing no more than one identified […]
FCC ADOPTS NEW RULES TO CLOSE THE ‘LEAD GENERATOR’ ROBOCALL AND ROBOTEXTS LOOPHOLE
On December 13, 2023, the Federal Communications Commission (FCC) implemented a set of new rules designed to strengthen defenses against scam robotexts and address vulnerabilities that have allowed unscrupulous practices to exploit consumers. These rules mark a crucial step in the ongoing battle against unwanted and illegal calls and texts, […]